مشخصات مقاله:
عنوان فارسی مقاله:
دشواری در ابر در حال ظهور: تعادل نوآوری با حفظ حریم خصوصی و مقررات برون سپاری
عنوان انگلیسی مقاله:
The emerging Cloud Dilemma: Balancing innovation with cross-border privacy and outsourcing regulations
کلمات کلیدی مقاله:
برون سپاری، ابر، حکمرانی اطلاعات، فناوری مالی، Shadow IT، حریم خصوصی داده
مناسب برای رشته های دانشگاهی زیر:
مدیریت – مهندسی صنایع
مناسب برای گرایش های دانشگاهی زیر:
مدیریت فناوری اطلاعات – مدیریت نوآوری و فناوری
وضعیت مقاله انگلیسی و ترجمه:
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فهرست مطالب:
Outline
Abstract
Keywords
۱٫ Introduction
۲٫ Theoretical framing and background: the technological and institutional context
۳٫ Research method
۴٫ Research findings and analysis: three emergent challenges
۵٫ Discussion: managing the Cloud and regulatory risk
۶٫ Conclusions
Acknowledgements
Appendix A. Global regulators’ rules and guidance
Appendix B. Outsourcing risks
References
قسمتی از مقاله انگلیسی:
Abstract
The pervasive adoption of outsourcing and Cloud technologies proceeds apace, but the challenges and risks inherent in Cloud arrangements are causing concern amongst regulators globally. How well prepared are financial services multinationals for regulatory compliance? Cloud based Fintech companies are disrupting traditional banking models, signaling that highly regulated firms must adopt Cloud technologies. The paper focuses on understanding specific risks in relation to Cloud adoption, and the regulations and penalties for non-compliance being put in place. From the findings, we theorize a framework for deciding when to engage strategically with, or avoid Cloud technologies. This helps executives balance the need to innovate with the need to manage compliance risk. We then detail emerging effective practices for managing Cloud based innovation on a sustainable basis. While we focus on global financial services, the analysis applies to all regulated industries, wherever Cloud based innovations impact materially on business-critical services.
1. Introduction
The great financial crisis and the misconduct and malfeasance of various financial organizations has created unparalleled fines and changes in financial regulation in order to reduce systemic risk to economics and enhance consumer protection. Correspondingly, there has been an increasing focus on the technology which underpins financial transactions and the risks they create (Currie, Gozman, & Seddon, 2017). In this paper, we address how risks inherent in Cloud based innovations1 have crystalized and how synergies in outsourcing regulation, adopted by financial services regulators from around the world, provide further challenges and risks. Such risks apply to both incumbent financial organizations and new Fintechs,2 operating internationally under numerous regulatory jurisdictions.